Tip:

Due to early retirements, disabilities, and other factors reflected in the data, an individual's worklife expectancy tends to underestimate when that individual will actually leave the workforce. If you have an estimate of when the decedent or spouse will retire, such as a mandatory retirement age policy at his or her workplace, you should enter that age. If not, you may want to research typical retirement ages in the individual's profession. Be aware that the standard retirement age of 65 is becoming less common as more workers stay employed longer.